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Small Group Dental Plan from CAREINGTON
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Frequently Asked Questions (F.A.Q.'s)
Small Group Dental - what does your company need to qualify?
Only 3 employees (minimum) are required for a group dental plan. There are no other "participation requirements" as there are with group dental insurance.
Who may be included in your group dental plan?
This plan may be offered to all full-time employees and their families. At your option, your plan may also include part-time employees and their families.
What does it cost your company to offer this small group dental plan?
Nothing! There are no fees or administrative charges, period. If the plan is offered to the employees on a "voluntary" basis (e.g. employee paid), the group dental plan costs the employer nothing!
How do you sign up your employees?
Step 1: Print the Group Dental Plan Agreement (pdf) and complete. (Opens in a new window.)
Step 2: Print the Employee Application (pdf), copy and distribute to your employees. (Opens in a new window.)
Step 3: Credit Card or Check payable to "CAREINGTON International."
Monthly rates: Employee- $6.95, Employee plus one- $10.95, Family (3+)- $14.95.
Step 4: Mail these three items.
1. Group Dental Plan Agreement (from Step 1 above).
2. All completed Employee Applications (from Step 2 above).
3, Check for first payment (total employee premium, step 3 above).
Start Date: Your group dental plan will start on the 1st of next month. However, if you would like to start ASAP, we can back-date your group's start-date to the 1st of this current month. Simply include a written note requesting the earlier date.
Group Change Form (pdf) - You may add/remove employees or family members as of the first of each month.
Advantage... When employees leave, they can take the dental plan with them, so there is no "COBRA" administration as there is with group dental insurance!
45 Day Money-Back Guarantee / Questions? 1-888-227-9449 or E-mail.
How can you find out if your employees would be interested?
Employers can easily survey their employees to assess interest.
Survey Form (pdf)
Group Dental Plan Agreement (pdf)
Average annual savings for a family is over $1200.00 per year. In our experience, employers are not fully aware of their employees' high perceived value of this low-cost group dental plan (employee, $6.95/mo).
What are you committing to as a business?
There is no long-term commitment when you offer this Plan to your employees. There is a Group Agreement form which needs to be completed. This form establishes your business' eligibility guidelines and provides a 12-month rate guarantee. Your business may cancel at any time without penalty.
See Group Dental Plan Agreement (pdf)
How long has CAREINGTON been in business?
Founded by a group of dentists in 1979, CAREINGTON is one of the oldest and largest dental plans in the USA. Because CAREINGTON was among the first to offer a quality discount dental program, they have had years to develop an extensive provider panel, with over 50,000 participating dentists today. In fact, the provider panel is one of the strongest in the country. Not only do they offer an extensive selection of doctors, but the credentialing system guarantees that CAREINGTON dentists have only the finest credentials. Also, CAREINGTON give the healthiest fee reductions - larger than many dental service companies.
With over 8 million members and growing, CAREINGTON has positioned itself to be the most innovative dental partner in the country!
Do you have to offer this as a payroll deduction program?
No. Employees can complete individual applications and pay directly but . . . .
-- You lose the tax advantage of offering a dental plan through your company.
-- You make it harder for employees to obtain dental. Payroll deduction is easy for employees.
-- The employees will have a slightly higher cost to join the dental plan.
-- Offering a group dental plan contributes to an attractive incentive program.
What are the plan restrictions?
Your employees must go to a participating CAREINGTON Plan dentist on the list.
Look-Up Plan Dentists (opens in a new Window)
The CAREINGTON dentists are carefully screened, credentialed, and selected in order to ensure that your employees are given a choice of some of the finest dentists in your area.
For employees and their families, here is quality dental care at an affordable price.
Dental insurance is very expensive. Having an expensive dental plan for your employees is fine if your business is paying half to all of the premium. However, employers are usually unable to offer group dental, mainly because of cost issues.
If you have a suitable selection of plan dentists in your area, this is an affordable and worthwhile option. In fact, where large corporations are able to offer a choice to their employees, the CAREINGTON group dental plan is often the most popular!
Small Group Dental Plan from CAREINGTON - Dental Insurance Alternative